Our IRA Programs

Dentists and their team can create an IRA account in minutes with our easy-to-use online platform. All CDG IRA account holders receive:

Access to pre-screened, monitored, and low-cost funds
Online investment guidance
Opportunity for an in-depth consultation with a financial planner
Customized asset allocation
Spend down guidance for retirees

Types of IRAS:

IRA Rollover

Take full advantage of CDG’s platform and attractive pricing structure when you rollover an existing IRA. Added bonus: Our IRA account holders do not pay fees when they trade funds offered on our platform.

Traditional IRA

A personal retirement savings plan with tax advantages. IRAs also have lower account minimums than 401(k) plans. Contributions are fully or partially deductible.

Roth IRA

Contributions not tax deductible, but offer tax-free income when you retire.

SEP IRA

With a Simplified Employee Pension (SEP) Plan, practice owners can make a percentage contribution to each employee every year. Employees are eligible to participate after three years of employment and are 100% vested when they join the plan.

IRA Investment Options:

Fund types available include: Target retirement date funds, balanced funds, target allocation, fixed income, international, and index funds.

Additional Planning Services:

CDG IRA account holders may obtain customized and comprehensive financial planning and advice, which includes their CDG IRA and assets held elsewhere. Other services offered include:

Aggregated investment reporting
Cash flow management
Retirement planning
Risk management
Trust and estate planning
Tax avoidance strategies and return preparation
Business succession planning